1 can (16 oz) fat-free refried beans
1 cup salsa
3/4 cup shredded fat-free cheddar cheese
4 sliced green onions
1 tomato, chopped
1 cup fat-free sour cream
hot sauce (optional)
1/4 cup pitted black olives, sliced

Blend beans, hot sauce (opt), and 2 Tbsp water in blender or food processor.  Spread on 12" serving platter.  Leaving a 1" border, top bean mixture with tomatoes and salsa.  Top with sour cream and cheese leaving a 1" border.  Sprinkle with olives and green onions.

Serving suggestions:  If you're following Core, we recommend celery, carrot, slliced green peppers, or jicama strips...or use your points allowance for chips.  If you're following Points, we recommend baked or fat-free chips.  Don't forget to count the points for the chips.